{"id":93773,"date":"2025-09-24T10:36:56","date_gmt":"2025-09-24T08:36:56","guid":{"rendered":"https:\/\/lladogrup.com\/?p=93773"},"modified":"2025-09-24T13:45:57","modified_gmt":"2025-09-24T11:45:57","slug":"conservar-vivienda-habitual-procedimiento-concursal","status":"publish","type":"post","link":"https:\/\/lladogrup.com\/es\/conservar-vivienda-habitual-procedimiento-concursal\/","title":{"rendered":"\u00bfSe puede conservar la vivienda habitual en procedimiento concursal?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css=\u00bb.vc_custom_1631109896967{padding-bottom: 20px !important;}\u00bb][vc_column][vc_column_text css=\u00bb\u00bb]<\/p>\n<p style=\"text-align: justify;\"><b>Una de las principales preocupaciones de quienes se enfrentan a un procedimiento concursal es si perder\u00e1n su vivienda habitual. La<\/b><a href=\"https:\/\/www.boe.es\/buscar\/act.php?id=BOE-A-2022-14580\" target=\"_blank\" rel=\"noopener\"><b> Ley Concursal, reformada por la Ley 16\/2022<\/b><\/a><b>, contempla diversas opciones para que una persona f\u00edsica insolvente pueda conservar su hogar, dependiendo del tipo de procedimiento, el valor de la vivienda y la situaci\u00f3n del cr\u00e9dito hipotecario.<\/b><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1631109896967{padding-bottom: 20px !important;}\u00bb][vc_column][vc_btn title=\u00bbAsesoramiento Segunda Oportunidad\u00bb color=\u00bbdanger\u00bb size=\u00bblg\u00bb align=\u00bbcenter\u00bb i_icon_fontawesome=\u00bbfa fa-solid fa-computer-mouse\u00bb css=\u00bb.vc_custom_1758702568700{margin-bottom: 40px !important;}\u00bb add_icon=\u00bbtrue\u00bb link=\u00bburl:https%3A%2F%2Flladogrup.com%2Fes%2Fmicrosites%2Fsegunda-oportunidad%2F|target:_blank\u00bb][\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1631109361052{padding-bottom: 20px !important;}\u00bb][vc_column]<div id=\"ultimate-heading-105969e16140001e4\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-105969e16140001e4 uvc-2223 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-105969e16140001e4 h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#fe5d3a;margin-bottom:20px;\">\u00bfCu\u00e1les son los requisitos para acogerse a la ley de Segunda Oportunidad?<\/h2><\/div><\/div>[vc_column_text css=\u00bb\u00bb]<span style=\"font-weight: 400;\"> &#x2714;&#xfe0f;\u00a0 <\/span><span style=\"font-weight: 400;\">Tener m\u00e1s de 1 acreedor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#x2714;&#xfe0f;\u00a0 Tener deudas que no puedes pagar.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#x2714;&#xfe0f;\u00a0 Actuar <\/span><span style=\"font-weight: 400;\">de buena fe.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#x2714;&#xfe0f;\u00a0 No haber sido condenado por delitos econ\u00f3micos.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1631109361052{padding-bottom: 20px !important;}\u00bb][vc_column]<div id=\"ultimate-heading-531069e1614000291\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-531069e1614000291 uvc-2260 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-531069e1614000291 h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#fe5d3a;margin-bottom:20px;\">\u00bfQu\u00e9 es la Exoneraci\u00f3n con plan de pagos?<\/h2><\/div><\/div>[vc_column_text css=\u00bb\u00bb]<span style=\"font-weight: 400;\"> &#x2714;&#xfe0f;\u00a0 <\/span><span style=\"font-weight: 400;\">Permite mantener la vivienda si el deudor est\u00e1 al corriente de pago de la hipoteca o puede asumirla durante el plan (m\u00e1x. 5 a\u00f1os).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#x2714;&#xfe0f;\u00a0\u00a0 La hipoteca no se exonera, pero s\u00ed el resto de deudas (pr\u00e9stamos personales, tarjetas, microcr\u00e9ditos, etc).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#x2714;&#xfe0f;\u00a0 Soluci\u00f3n ideal para personas con ingresos regulares y sostenibles<\/span><span style=\"font-weight: 400;\">.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=\u00bb20&#8243;][vc_column width=\u00bb2\/3&#8243;][vc_single_image image=\u00bb93780&#8243; img_size=\u00bbfull\u00bb css=\u00bb\u00bb][\/vc_column][vc_column width=\u00bb1\/3&#8243;]<div id=\"ultimate-heading-113169e16140002fa\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-113169e16140002fa uvc-5668  uvc-heading-default-font-sizes\" data-hspacer=\"no_spacer\"  data-halign=\"center\" style=\"text-align:center\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-113169e16140002fa h3'  data-responsive-json-new='{\"font-size\":\"\",\"line-height\":\"\"}' ><h3 style=\"font-weight:bold;color:#fe5d3a;\">Subscr\u00edbete a nuestra newsletter<\/h3><\/div><\/div>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f87567-o1\" lang=\"ca\" dir=\"ltr\" data-wpcf7-id=\"87567\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/es\/wp-json\/wp\/v2\/posts\/93773#wpcf7-f87567-o1\" method=\"post\" class=\"wpcf7-form init 98099fcddabd cmatic-conn cmatic-aud-0 cmatic-mapd0-0 cmatic-v0978 cmatic-sent-0 cmatic-total-529\" aria-label=\"Formulari de contacte\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"87567\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"ca\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f87567-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<p><label> El nombre*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"Escribe tu nombre\" type=\"text\" name=\"your-name\" \/><\/span> <\/label>\n<\/p>\n<p><label> El correo electr\u00f3nico*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" value=\"Tu correo\" type=\"email\" name=\"your-email\" \/><\/span> <\/label>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-133\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-133\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span> Acepto la <a href=\"https:\/\/lladogrup.com\/es\/politica-de-privacidad\/\">Pol\u00edtica de Privacidad<\/a>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-476\"><span class=\"wpcf7-form-control wpcf7-acceptance optional\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-476\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span> Acepto recibir comunicaciones informativas y promocionales de Llad\u00f3 Grup Consultor.\n<\/p>\n<p><span style=\"margin-top: 10px;\"><\/span>\n<\/p>\n<p><span style=\"margin-bottom: 10px;\"><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Enviar\" \/>\n<\/p><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"14\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1631109361052{padding-bottom: 20px !important;}\u00bb][vc_column]<div id=\"ultimate-heading-360469e1614008292\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-360469e1614008292 uvc-8120 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-360469e1614008292 h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#fe5d3a;margin-bottom:20px;\">\u00bfQu\u00e9 es el Concurso sin masa o con liquidaci\u00f3n?<\/h2><\/div><\/div>[vc_column_text css=\u00bb\u00bb]<span style=\"font-weight: 400;\">Existen distintas <\/span><b>estrategias para proteger la vivienda<\/b><span style=\"font-weight: 400;\"> en estos casos:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Negociaci\u00f3n con la entidad bancaria: refinanciaci\u00f3n, carencia, daci\u00f3n en pago o alquiler.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Venta pactada a un familiar o tercero para evitar subasta.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Acreditaci\u00f3n de valor neto negativo (la deuda es mayor que el valor de mercado).<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1631109361052{padding-bottom: 20px !important;}\u00bb][vc_column]<div id=\"ultimate-heading-129469e1614008337\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-129469e1614008337 uvc-6701 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-129469e1614008337 h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#fe5d3a;margin-bottom:20px;\">\u00bfCu\u00e1ndo se pierde la vivienda?<\/h2><\/div><\/div>[vc_column_text css=\u00bb\u00bb]<span style=\"font-weight: 400;\"> &#x274c;\u00a0 \u00a0Si el procedimiento va por la v\u00eda de liquidaci\u00f3n y la vivienda tiene valor neto positivo, el administrador concursal puede ordenar su venta para pagar deudas<\/span><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#x274c; \u00a0 No existe obligaci\u00f3n legal de conservar la vivienda si no se opta por un plan de pagos viable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#x274c;\u00a0\u00a0 Es la v\u00eda m\u00e1s perjudicial si el objetivo es conservar la propiedad.<br \/>\n<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=\u00bbstretch_row\u00bb bg_type=\u00bbimage\u00bb bg_override=\u00bbfull\u00bb css=\u00bb.vc_custom_1752158905311{margin-bottom: 30px !important;background-color: #FFF2ED !important;}\u00bb][vc_column][vc_row_inner css=\u00bb.vc_custom_1752158924313{margin-bottom: 30px !important;}\u00bb][vc_column_inner][vc_column_text css=\u00bb\u00bb]<\/p>\n<h3 class=\"form-control second-textarea\" style=\"text-align: center;\"><strong>\u00bfTienes dudas sobre c\u00f3mo acogerte a la Segunda Oportunidad?<\/strong><\/h3>\n<p>[\/vc_column_text]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f4-o2\" lang=\"es-ES\" dir=\"ltr\" data-wpcf7-id=\"4\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/es\/wp-json\/wp\/v2\/posts\/93773#wpcf7-f4-o2\" method=\"post\" class=\"wpcf7-form init 98099fcddabd cmatic-conn cmatic-aud-0 cmatic-mapd0-0 cmatic-v0978 cmatic-sent-0 cmatic-total-529\" aria-label=\"Formulario de contacto\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"4\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"es_ES\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f4-o2\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<p><label>Nombre*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Escribe tu nombre y apellidos\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><\/label>\n<\/p>\n<p><label>Email*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Tu correo electr\u00f3nico\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><\/label>\n<\/p>\n<p><label>Tel\u00e9fono*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"llado-tel\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Tu Tel\u00e9fono\" value=\"\" type=\"tel\" name=\"llado-tel\" \/><\/span><\/label>\n<\/p>\n<p><label>Mensaje<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"llado-mensaje\"><textarea cols=\"40\" rows=\"5\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Motivo de la consulta\" name=\"llado-mensaje\"><\/textarea><\/span><\/label>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-272\"><span class=\"wpcf7-form-control wpcf7-acceptance\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-272\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span> He le\u00eddo y acepto la <a href=\"https:\/\/lladogrup.com\/es\/politica-de-privacidad\/\">Pol\u00edtica de Privacidad<\/a>\n<\/p>\n<p><span class=\"wpcf7-form-control-wrap\" data-name=\"acceptance-423\"><span class=\"wpcf7-form-control wpcf7-acceptance optional\"><span class=\"wpcf7-list-item\"><input type=\"checkbox\" name=\"acceptance-423\" value=\"1\" aria-invalid=\"false\" \/><\/span><\/span><\/span> Acepto recibir informaci\u00f3n sobre las actividades, servicios y productos de Llad\u00f3 Grup Consultor.\n<\/p>\n<p><span style=\"margin-top: 10px;\"><\/span>\n<\/p>\n\n<p><span style=\"margin-bottom: 10px;\"><\/span>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Enviar\" \/>\n<\/p><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_2\" name=\"_wpcf7_ak_js\" value=\"177\"\/><script>document.getElementById( \"ak_js_2\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1631109361052{padding-bottom: 20px !important;}\u00bb][vc_column]<div id=\"ultimate-heading-216169e16140094f3\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-216169e16140094f3 uvc-4566 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-216169e16140094f3 h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#fe5d3a;margin-bottom:20px;\">Conclusi\u00f3n<\/h2><\/div><\/div>[vc_column_text css=\u00bb\u00bb]<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">La <\/span><b>conservaci\u00f3n de la vivienda habitual<\/b><span style=\"font-weight: 400;\"> en un <\/span><b>procedimiento concursal <\/b><span style=\"font-weight: 400;\">es posible, pero requiere una estrategia legal y econ\u00f3mica bien dise\u00f1ada. En Llad\u00f3 Grup Consultor estudiamos cada caso de forma personalizada para <\/span><b>maximizar las posibilidades de \u00e9xito y proteger tu hogar<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=\u00bb.vc_custom_1631109361052{padding-bottom: 20px !important;}\u00bb][vc_column]<div id=\"ultimate-heading-340369e161400957e\" class=\"uvc-heading ult-adjust-bottom-margin ultimate-heading-340369e161400957e uvc-402 \" data-hspacer=\"no_spacer\"  data-halign=\"left\" style=\"text-align:left\"><div class=\"uvc-heading-spacer no_spacer\" style=\"top\"><\/div><div class=\"uvc-main-heading ult-responsive\"  data-ultimate-target='.uvc-heading.ultimate-heading-340369e161400957e h2'  data-responsive-json-new='{\"font-size\":\"desktop:24px;\",\"line-height\":\"\"}' ><h2 style=\"font-weight:bold;color:#fe5d3a;margin-bottom:20px;\">C\u00f3mo puede ayudarte el equipo de Llad\u00f3 Grup Consultor<\/h2><\/div><\/div>[vc_column_text css=\u00bb\u00bb]<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">El equipo de profesionales especializado en <\/span><b>procedimientos concursales<\/b><span style=\"font-weight: 400;\">\u00a0 de Llad\u00f3 Grup Consultor, creamos y trabajamos en <\/span><b>estrategias de defensa patrimonial<\/b><span style=\"font-weight: 400;\">, como pueden ser:\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Estudio econ\u00f3mico y fiscal del valor de la vivienda.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Elecci\u00f3n estrat\u00e9gica del procedimiento m\u00e1s adecuado.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Negociaci\u00f3n con entidades financieras.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Redacci\u00f3n de propuestas de plan de pagos viables.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Defensa jur\u00eddica frente a ejecuciones hipotecarias.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Revisi\u00f3n de condiciones hipotecarias y posibles cl\u00e1usulas abusivas.<\/span><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row css=\u00bb.vc_custom_1631109896967{padding-bottom: 20px !important;}\u00bb][vc_column][vc_column_text css=\u00bb\u00bb] Una de las principales preocupaciones de quienes se enfrentan a un procedimiento concursal es si perder\u00e1n su vivienda habitual. La Ley Concursal, reformada por la Ley 16\/2022, contempla diversas opciones para que una persona f\u00edsica insolvente pueda conservar su hogar, dependiendo del tipo de procedimiento, el valor de la vivienda&hellip;<\/p>\n","protected":false},"author":2,"featured_media":93776,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[614,613,622,615,623,616,2195,617],"tags":[],"class_list":["post-93773","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autonomos","category-clientes","category-fiscal-es","category-gran-empresa-es","category-juridico","category-particulares","category-patrimonial-es","category-pymes","category-614","category-613","category-622","category-615","category-623","category-616","category-2195","category-617","description-off"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Conservar la vivienda habitual en procedimiento concursal. -Llad\u00f3-<\/title>\n<meta name=\"description\" content=\"\u00bfTe preocupa poder perder tu vivienda habitual en un procedimiento concursal? 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